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TheNarrator

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Reply with quote  #151 
Thanks for the lecture dad - didn't know you were the new board moderator.
keepinitreal

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Reply with quote  #152 
Don't mention it chum chaser, I'm here to serve.
__________________
"Getting your motor revved about taking our guns is going to be what undoes your efforts."

"I like to establish the parameters of my own thoughts and don't think I need a director."

"This is not debate class. And this is not about politeness. We're talking about the damn future of our country"

"It is not just simply yelling out a name and yelling down dissenters........................... and I'll defend your right to even insult me" 
TheNarrator

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Reply with quote  #153 
You really miss your playmate Dewey - you've been even more of an a-hole since he left.
uwApoligist

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Reply with quote  #154 
Quote:
Originally Posted by TheNarrator
You really miss your playmate Dewey - you've been even more of an a-hole since he left.

By more of an a-hole, I think you mean less of a butthurt nevertrumper.  Everyone has abandoned nevertrump.   Even Erik, Romney, Evan, all abandoned the cause.  Only two people even left on the boat now. 

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Just say no to dullards    
keepinitreal

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Reply with quote  #155 
Quote:
Originally Posted by TheNarrator
You really miss your playmate Dewey - you've been even more of an a-hole since he left.


You're just mad because dewy called you disrespectful and decided to disengage from conversations with you. I think he was your plaything that you chased to all ends of the earth. You do the same thing with bluedog since dewy wouldn't engage you. You can chase me for a period if you wish, I'm more of a live target and can't be catergorized. A hole and azzhole are names that bother me very little if at all, I'll wear the titles as a badge.

I really decided to quit giving dewy reason to say I picked on only democrats just because they were democrats. I decided to spread the love to everyone who I thought were spreading nonsense.

Do you mind telling me again who you voted for for POTUS so we have a firm foundation to start this journey?

__________________
"Getting your motor revved about taking our guns is going to be what undoes your efforts."

"I like to establish the parameters of my own thoughts and don't think I need a director."

"This is not debate class. And this is not about politeness. We're talking about the damn future of our country"

"It is not just simply yelling out a name and yelling down dissenters........................... and I'll defend your right to even insult me" 
TheNarrator

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Posts: 6,789
Reply with quote  #156 
I was just trolling Dewey for fun - he's fun to get all worked up. It's also fun to out blue for the rotten person he really is.

Don't think either of those things about you - it seems you just like to troll, which is fine.
keepinitreal

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Posts: 29,187
Reply with quote  #157 
Quote:
Originally Posted by uwApoligist

By more of an a-hole, I think you mean less of a butthurt nevertrumper.  Everyone has abandoned nevertrump.   Even Erik, Romney, Evan, all abandoned the cause.  Only two people even left on the boat now. 


UwApoligist you have a point. When I tore down my last never Trump line of reasoning and decided to accept DJT as my POTUS the nevertrumpers here I think were a little disappointed in me. You can tell this by Pabar and Durden noticing a change in my former staunch Cruz supporting stance.

I couldn't take a chance on hilLIARy becoming our president and I knew there was only one choice. I did exactly what Ted Cruz and Mark Levin did, I voted against the status quo. Whatever happens as a result of that vote, I own and am willing to live with. Since dewy left, I have slept much better knowing hilLIARy will never be my prez.

__________________
"Getting your motor revved about taking our guns is going to be what undoes your efforts."

"I like to establish the parameters of my own thoughts and don't think I need a director."

"This is not debate class. And this is not about politeness. We're talking about the damn future of our country"

"It is not just simply yelling out a name and yelling down dissenters........................... and I'll defend your right to even insult me" 
keepinitreal

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Posts: 29,187
Reply with quote  #158 
Quote:
Originally Posted by TheNarrator
I was just trolling Dewey for fun - he's fun to get all worked up. It's also fun to out blue for the rotten person he really is.

Don't think either of those things about you - it seems you just like to troll, which is fine.


I do like to troll, much more fun than being trolled, or scrogged

__________________
"Getting your motor revved about taking our guns is going to be what undoes your efforts."

"I like to establish the parameters of my own thoughts and don't think I need a director."

"This is not debate class. And this is not about politeness. We're talking about the damn future of our country"

"It is not just simply yelling out a name and yelling down dissenters........................... and I'll defend your right to even insult me" 
TheNarrator

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Posts: 6,789
Reply with quote  #159 
udeweya just needs a target - like a baby needs a tit in its mouth. Mike, I and others have said trump is doing well, but we also live in reality and don't get down on our knees and worship ala our friend from the left and Obama. Seeing people do that for Trump is as hilarious as watching Dewey fail to admit reality. Low hanging fruit
EarlyGrayce

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Reply with quote  #160 
The Fed artificially holds down the prime rate for obama's entire presidency, then 36 days before trump takes office, they announce a rate hike of .75

Douche move.

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"Let's work together and put all this behind you."

keepinitreal

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Posts: 29,187
Reply with quote  #161 
They don't play by the same rules, glad you won't be voting Dem again
__________________
"Getting your motor revved about taking our guns is going to be what undoes your efforts."

"I like to establish the parameters of my own thoughts and don't think I need a director."

"This is not debate class. And this is not about politeness. We're talking about the damn future of our country"

"It is not just simply yelling out a name and yelling down dissenters........................... and I'll defend your right to even insult me" 
mikec

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Posts: 9,159
Reply with quote  #162 

I saw the Fed said they plan to accelerate raising the rates next year.  I am not sure where all of this inflation and economic overheating is.  Seems like the same old doldrums to me.

Some things are coming back, but not lots of things.
bluedog

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Posts: 10,906
Reply with quote  #163 
Everything good is coming back........Book it!
PDad

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Posts: 4,057
Reply with quote  #164 
Quote:
Originally Posted by mikec
I saw the Fed said they plan to accelerate raising the rates next year.  I am not sure where all of this inflation and economic overheating is.  Seems like the same old doldrums to me.

I haven't heard anything about the rate raise being in response to inflation or overheating. Rates are near rock bottom, which means the Fed can't lower them to spur the economy if it slows down. The Fed has been wanting to re-arm themselves as long as it doesn't hurt the economy.
mikec

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Posts: 9,159
Reply with quote  #165 
The soon to be former FLOTUS is a bigger POS than I gave her credit for.  I guess she will go back to not being proud of her country now.
***************

Michelle Obama recently sat down with Oprah Winfrey for an interview that was previewed on “CBS This Morning” Friday in which she said following the election of President-elect Donald Trump, Americans now know what "not having hope feels like."

The show aired a clip of the sit-down that included a portion where the First Lady discusses the Presidential election.

Winfrey asks Obama, “Your husband’s administration… was all about hope. Do you think that this administration achieved that?”

Obama responded by commenting on the most recent election.

“Yes, I do. Because we feel the difference now,” she says. “See now we are feeling what not having hope feels like, you know. Hope is necessary. It is a necessary concept.”

She said her husband believed in that concept wholeheartedly.

Obama added, “What do you give your kids if you can’t give them hope?”

keepinitreal

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Posts: 29,187
Reply with quote  #166 
Who decides who has hope and who doesn't?

Dewy doesn't like it when you call the POS obamas POS.

__________________
"Getting your motor revved about taking our guns is going to be what undoes your efforts."

"I like to establish the parameters of my own thoughts and don't think I need a director."

"This is not debate class. And this is not about politeness. We're talking about the damn future of our country"

"It is not just simply yelling out a name and yelling down dissenters........................... and I'll defend your right to even insult me" 
bluedog

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Posts: 10,906
Reply with quote  #167 
Do I agree with Dewey?
keepinitreal

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Posts: 29,187
Reply with quote  #168 
Usually
__________________
"Getting your motor revved about taking our guns is going to be what undoes your efforts."

"I like to establish the parameters of my own thoughts and don't think I need a director."

"This is not debate class. And this is not about politeness. We're talking about the damn future of our country"

"It is not just simply yelling out a name and yelling down dissenters........................... and I'll defend your right to even insult me" 
PDad

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Posts: 4,057
Reply with quote  #169 
Dems have lots of hopes...

Dems hope Electoral College elects HRC...
Dems hope Obamacare isn't repealed...
Dems hope Trump nominates a liberal justice...
Dems hope Trump is impeached...
Dems hope MO runs in 2020...

Dems are delusional...
keepinitreal

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Posts: 29,187
Reply with quote  #170 
Good post Pdad, they also hope the next president can move Washington forward where the last 2 dealt with a defiant Congress
__________________
"Getting your motor revved about taking our guns is going to be what undoes your efforts."

"I like to establish the parameters of my own thoughts and don't think I need a director."

"This is not debate class. And this is not about politeness. We're talking about the damn future of our country"

"It is not just simply yelling out a name and yelling down dissenters........................... and I'll defend your right to even insult me" 
bluedog

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Posts: 10,906
Reply with quote  #171 
Me and Dewey agree with this........
PDad

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Posts: 4,057
Reply with quote  #172 
Obama's disastrous foreign policy was based on hope and change - he hoped foreign actors would change their ways after he lectured them.
bluedog

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Posts: 10,906
Reply with quote  #173 
Here is Obama's legacy all summed up..........

[c6c80d7e00f9aacbc6816a01fd4ef1de] 


bluedog

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Posts: 10,906
Reply with quote  #174 
[CtESoPbUAAA0Ns6] 
uwApoligist

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Posts: 12,907
Reply with quote  #175 
The Iran "deal" was never signed.  Not by us, not by the Iranians.  There is no binding in the document at all.

I believe it even had empty signatory lines.

http://townhall.com/tipsheet/guybenson/2015/11/30/state-department-iran-never-signed-nuclear-deal-which-isnt-legally-binding-n2086372

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Just say no to dullards    
mikec

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Posts: 9,159
Reply with quote  #176 

If everything in this article is true, it is truly fascinating.  First, I don't think prices have fully recovered to pre-recession levels, but that could be regional.

Second, wages have been stagnant for sure.

The big eye opener is 40% of kids under 34 living with parents.  If that is true, it is staggering.  A little hard to believe it's that high, but that is a sad statement if it's true.



**********************


http://www.msn.com/en-us/money/realestate/the-one-two-punch-thats-making-housing-less-affordable/ar-BBxsKPD?ocid=spartandhp

Home prices have finally returned to levels seen before the housing bust nearly a decade ago, but slow wage growth over the same period is making it harder for many people to afford houses.

The affordability index tracked by Attom Data Solutions hit its lowest level in the past eight years, with home prices growing faster than wages in eight of 10 markets. Home prices have shot up 60 percent since bottoming out in 2012, compared to a wage increase during that time of just 1 percent.

“Rapid home prices appreciation and tepid wage growth have combined to erode home affordability during this housing recovery and the recent uptick in mortgage rates only accelerated that trend in the fourth quarter,” ATTOM Data Solutions senior vice president Daren Blomquist said in a statement.

Across the country, the average wage earner needs to spend 36.9 percent of his income to buy a median-priced home.

At the same time that homes are getting less affordable, it’s also getting more difficult to get a mortgage. A separate study from CoreLogic finds that the average credit score for homebuyers in the third quarter increased to 739. Borrowers also have slightly less debt and are putting down slightly higher down payments than borrowers were a year ago.

Higher prices and tighter credit are among the factors that are keeping more young American adults in their parents’ home. A new report from Trulia and The Wall Street Journalfinds that nearly 40 percent of adults under age 34 were living with either their parents, siblings or other relatives -- the highest percentage since 1940.

uwApoligist

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Posts: 12,907
Reply with quote  #177 
Quote:
Originally Posted by mikec

If everything in this article is true, it is truly fascinating.  First, I don't think prices have fully recovered to pre-recession levels, but that could be regional.

Second, wages have been stagnant for sure.

The big eye opener is 40% of kids under 34 living with parents.  If that is true, it is staggering.  A little hard to believe it's that high, but that is a sad statement if it's true.



**********************


http://www.msn.com/en-us/money/realestate/the-one-two-punch-thats-making-housing-less-affordable/ar-BBxsKPD?ocid=spartandhp

Home prices have finally returned to levels seen before the housing bust nearly a decade ago, but slow wage growth over the same period is making it harder for many people to afford houses.

The affordability index tracked by Attom Data Solutions hit its lowest level in the past eight years, with home prices growing faster than wages in eight of 10 markets. Home prices have shot up 60 percent since bottoming out in 2012, compared to a wage increase during that time of just 1 percent.

“Rapid home prices appreciation and tepid wage growth have combined to erode home affordability during this housing recovery and the recent uptick in mortgage rates only accelerated that trend in the fourth quarter,” ATTOM Data Solutions senior vice president Daren Blomquist said in a statement.

Across the country, the average wage earner needs to spend 36.9 percent of his income to buy a median-priced home.

At the same time that homes are getting less affordable, it’s also getting more difficult to get a mortgage. A separate study from CoreLogic finds that the average credit score for homebuyers in the third quarter increased to 739. Borrowers also have slightly less debt and are putting down slightly higher down payments than borrowers were a year ago.

Higher prices and tighter credit are among the factors that are keeping more young American adults in their parents’ home. A new report from Trulia and The Wall Street Journalfinds that nearly 40 percent of adults under age 34 were living with either their parents, siblings or other relatives -- the highest percentage since 1940.


That stat is very true. I work in high tech, some of the highest paid workers in Seattle.  No one, not a single person, I know under age of 34 owns their own place.   Some are buying condos, but not themselves or couples, they are buying with friends.  

This younger age seems more than happy to pay ever skyrocketing rents.  The schools have spent so much time teaching them all how they need to be so PC and not offend, that none of them even have the slightest clue of basic economics.  Creates big opportunities if you are willing to buy a place and rent it to them.


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Just say no to dullards    
woody

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Reply with quote  #178 
That's n Seattle and west and east coast. I know some kids less than 2 years out of college that own homes in Texas that are valued from 250k to over 1.5 million. In Texas, a home valued at that price is a a very large comfortable home. What kind of economic theory are y'all teaching on the left coast? We are booming, and looking forward to a bright future of economic gain and social stability
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Ignorance is forgivable, and correctable with proper study. Stupidity is a way of life.


mikec

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Posts: 9,159
Reply with quote  #179 
My oldest daughter rents a just under 1,000 sq ft apartment for around $2k/mo.  It is insane.  On the good side, she is very frugal, and she has maxed out her 401k, and still saves money every month. 

She lives in a neat part of town, but it's way too expensive.  Can't touch a townhouse for under $500k, or a house for $750k, where she is.  That is pure nutso.

Her and her husband-to-be make a bunch of money combined.  I am trying to convince them to move out of the City Center and buy a house in the burbs before rates go up much more. 

She would be astounded to see what a $k/mo mortgage can get you out in the burbs, but I'm not sure if I can convince her to do it.
PDad

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Posts: 4,057
Reply with quote  #180 
Quote:
Originally Posted by mikec
She would be astounded to see what a $k/mo mortgage can get you out in the burbs, but I'm not sure if I can convince her to do it.

Please clarify - did you mean $2k a la her current rent payment?

Home ownership is often a key element to personal wealth. If done correctly:
- Keeps housing cost under control, which creates more disposable income in later years.
- Increases net worth (i.e. equity) by paying down loan and appreciation.
- Tax benefits: income deductions and tax-free gains.
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