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keepinitreal

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Reply with quote  #61 
Quote:
Originally Posted by spazsdad
Once again Apple's to oranges. The minimum limit requirements are put in place by the lien holder to protect their investment, not by the givernment. Nobody says you have to buy a 50k car with a loan and then insure the full value or pay a penalty. If your car is owned by you and you carry minimum liability coverage it is dirt cheap. Your other statements are just as ridiculous


Eggscellent

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"I like to establish the parameters of my own thoughts and don't think I need a director."

"This is not debate class. And this is not about politeness. We're talking about the damn future of our country"

"It is not just simply yelling out a name and yelling down dissenters........................... and I'll defend your right to even insult me" 
PDad

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Reply with quote  #62 
Quote:
Originally Posted by DietCoke
If they can't make money in that market, how in the world can they make money on Medicare Advantage and Medigap policies?  Insuring the oldest and sickest?  No exclusions for pre-existing conditions.  No underwriting.  Same premiums for men and women.  Don't care if you smoke.  Minimal premium increases annually.  Tell me!!
Someone previously replied their risk is much lower. Some Medicare Advantage policies have a $0 premium because the money they receive from the government is sufficient.

Agree with Terp that health insurance should not be tied to your job.  And having our country's health system controlled by for-profit insurance companies is ridiculous.  No wonder premiums are rising 25% per year!  Gotta pay those execs and keep the shareholders happy!

Premiums are rising because 1) Ocare has no cost controls and 2) the huge infusion of government money reduces downward pressure on prices (i.e. basic economic principle of supply and demand). Ocare also limits the profit margin% insurers can make, so they actually have an incentive for prices to increase so they can get their max % on a larger total.
uwApoligist

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Reply with quote  #63 
Nothing is free.  Perhaps a source to these free medicare supplement programs would help us understand what you are babbling on about.   Everything I find they charge for. 

this: 
>Everyone has to have auto insurance, so that is vaild analogy to health insurance. 
>Auto insurance is not a vaiid analogy to health care insurance.
>Healthcare insurance is about your health and that is important (exactly what we were trying to tell you). 

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I'm more getting a sense that willie wynn is dewey is a F'n loser. 
DietCoke

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Reply with quote  #64 
Quote:
Originally Posted by uwApoligist
Nothing is free.  Perhaps a source to these free medicare supplement programs would help us understand what you are babbling on about.   Everything I find they charge for. 


Then you are uninformed.  (Surprise.)

There are Medicare Advantage plans for which you pay zero premium.  You still pay the $110+ Medicare premium.  There may be some co-pays and deductibles and you're in a network like an HMO or PPO.  Most Advantage plans include drug coverage (with some co-pays).  You can get all that for just your Medicare premium.  Some Advantage plans have additional premiums over and above the Medicare premium so you can lower your deductibles and co-pays, but there are zero premium Advantage plans.  

Medicare supplement plans, notably Plans F and G, pay everything that Medicare doesn't pay (except for a $183 deductible in Plan G).  And these plans are typically less than $200/month (at least in my area).

So, the question remains - why are insurance companies so willing to write these policies - for the oldest and much of the sickest - but not ones for those not on Medicare? 

https://www.nytimes.com/2017/03/18/business/health-insurers-profit.html

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"The ideal subject of totalitarian rule is not the convinced Nazi or the dedicated communist, but people for whom the distinction between fact and fiction, true and false, no longer exists."

-- Hannah Arendt, “The Origins of Totalitarianism” (1951)

uwApoligist

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Reply with quote  #65 
Quote:
Originally Posted by DietCoke


Then you are uninformed.  (Surprise.)

There are Medicare Advantage plans for which you pay zero premium.  You still pay the $110+ Medicare premium.  There may be some co-pays and deductibles and you're in a network like an HMO or PPO.  Most Advantage plans include drug coverage (with some co-pays).  You can get all that for just your Medicare premium.  Some Advantage plans have additional premiums over and above the Medicare premium so you can lower your deductibles and co-pays, but there are zero premium Advantage plans.  

Medicare supplement plans, notably Plans F and G, pay everything that Medicare doesn't pay (except for a $183 deductible in Plan G).  And these plans are typically less than $200/month (at least in my area).

So, the question remains - why are insurance companies so willing to write these policies - for the oldest and much of the sickest - but not ones for those not on Medicare? 

https://www.nytimes.com/2017/03/18/business/health-insurers-profit.html

Again it would be you who is confused.  Your "free" healthcare is paid for by me, the taxpayer. 

"Medicare pays a fixed amount for your care each month to the companies offering Medicare Advantage Plans. "

https://www.medicare.gov/sign-up-change-plans/medicare-health-plans/medicare-advantage-plans/how-medicare-advantage-plans-work.html

Again, you think companies get rich by exiting odummer care markets because those markets are too profitable?

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I'm more getting a sense that willie wynn is dewey is a F'n loser. 
EarlyGrayce

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Reply with quote  #66 
McConnell just made his pitch on the 'debate health care' procedural vote. Citizens in the stands shouting 'kill the bill, don't kill us.' Dog and Pony show is up and running. Our govt process is an absolute wreck.
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TheNarrator

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Reply with quote  #67 
Quote:
Originally Posted by EarlyGrayce
McConnell just made his pitch


You lost me after this....TERM LIMITS!

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Quote:
Originally Posted by Fresh
The truth is, you WANT Bill to have raped her, so you believe it.
EarlyGrayce

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Reply with quote  #68 
Agreed. SO much could be fixed with term limits on these A holes. They cling like grim death to their troughs.
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"Dewy cites anomalies because he is an anomaly, he's an outlier in a sea of testosterone." 
uwApoligist

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Reply with quote  #69 
50-50, waiting for Pence. 
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I'm more getting a sense that willie wynn is dewey is a F'n loser. 
uwApoligist

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Reply with quote  #70 
Murkowski (R-AK) and Collins (R-ME) voted no, with all dems.  Rest republicans voted yes. 
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I'm more getting a sense that willie wynn is dewey is a F'n loser. 
woody

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Reply with quote  #71 
And there are protestors in the gallery, and Pelosi has a bullhorn on the House front steps. Dems are going BS crazy squealing like a stuck pig. Claiming backroom deals, LOL. Kettle meet Pot. Dems say people will die, and all because of tax cuts for the rich. Same ol same ol Dem talking points.
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Rats flee from the sinking vessel. They traverse nimbly upon a rope, safely cleated to the dock, that is private enterprise. Socialism is dead, and tits up in the water. A bloated, death show, for rubberneckers of all classes to view.

"IT'S GOOD TO BE DA KING"
EarlyGrayce

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Reply with quote  #72 
Quote:
Originally Posted by uwApoligist
Murkowski (R-AK) and Collins (R-ME) voted no, with all dems.  Rest republicans voted yes. 


Collins is a nasty woman. (oops got so excited I forgot she was a conservative gop member.
Disregard my hope that she's on the dem ticket.)


"Sen. Susan Collins, R-Maine, on Tuesday was caught on a hot mic insulting Rep. Blake Farenthold, R-Texas, by calling him "so unattractive, it's unbelievable" after Farenthold blamed Collins for the GOP's failed efforts to repeal and replace Obamacare. 

At the end of a hearing before a Senate Appropriations subcommittee, which Collins chairs, Collins can be heard talking with Sen. Jack Reed, D-R.I., the subcommittee's ranking member, about comments Farenthold made during a radio interview.

Collins asked Reed if he saw "the one who challenged me to a duel," referencing Farenthold.

"Do you know why he challenged you to a duel?" Reed replied. "Because you could beat the sh-t out of him first." 

Collins then insulted Farenthold's looks and weight, and made fun of him for posing with a young woman while wearing a blue onesie adorned with yellow ducks. 

"Well, fat guy. He's huge," Collins said. "He's so … he's so unattractive, it's unbelievable. Did you see the picture of him in his pajamas next to this bunny, this Playboy bunny?"


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"Dewy cites anomalies because he is an anomaly, he's an outlier in a sea of testosterone." 
spazsdad

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Reply with quote  #73 
Ole Susan must not have any mirrors in her house. She took a beating when she fell out of the ugly tree
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#SCOTUS

PDad

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Reply with quote  #74 
Collins reminded me of someone and it took me a while to figure out who  - especially the last 30 seconds:


woody

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Reply with quote  #75 

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Rats flee from the sinking vessel. They traverse nimbly upon a rope, safely cleated to the dock, that is private enterprise. Socialism is dead, and tits up in the water. A bloated, death show, for rubberneckers of all classes to view.

"IT'S GOOD TO BE DA KING"
EarlyGrayce

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Reply with quote  #76 
For 7 years of campaigning, every gop member in congress has been promising to repeal obamacare when they have the majority. Here they are, they just have to publicly say yes and do it. But it's trump's fault they won't pull the trigger. He is a poor leader. 
CruzMissile tried to salvage it, but of course was denied. That's trump's fault too.



"The U.S. Senate on Tuesday night rejected a proposal by Sen. Ted Cruz, R-Texas, to allow insurers to sell low-cost health coverage.

Cruz pitched his “Consumer Freedom Option” as an amendment to the GOP’s plan to repeal and replace the Affordable Care Act, also known as ObamaCare.

The plan would have let insurers sell cut-rate policies offering limited coverage. It also called for a subsidy of $100 billion, sought by Midwestern moderates, designed to help states ease costs for people losing Medicaid.

But Sen. Patty Murray, D-Wash., asserted that Cruz’s amendment didn’t comply with a special budget reconciliation process the Senate is using for health care."


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"Dewy cites anomalies because he is an anomaly, he's an outlier in a sea of testosterone." 
mikec

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Reply with quote  #77 
Of course it's not trump's fault.  Nothing is trump's fault.  In fact, he is the most Presidential POTUS besides Lincoln in our history - he said so himself yesterday (do I have to google that one for you too).

I will lay my worship mat on the floor pointed towards DC (or, is it NY, or south Florida) and bow down 4 times a day like you do.  I will start watching Hannity, because you know he's the real conservative, and can tell us what to think and what level of praise is appropriate.

And, whenever anyone has anything critical to say, I'll just shout "muh Hillary" or "muh Russia" during my worship times.

Heck, I might even start criticizing every single member of the DOJ and FBI by name, and accuse them all of being corrupt.  Maybe we can do it over some girlie blue drinks like the NY liberals drink so we fit right in with the trump family.

Count me in.  #MAGA
TheNarrator

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Reply with quote  #78 

Quote:
Originally Posted by EarlyGrayce
For 7 years of campaigning, every gop member in congress has been promising to repeal obamacare when they have the majority. Here they are, they just have to publicly say yes and do it. But it's trump's fault they won't pull the trigger. He is a poor leader. 


Trump didn't mind taking a victory lap in the rose garden when it passed the House.

I can only imagine the level of spamming that would be coming from #TBH if it was repealed and replaced.


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Quote:
Originally Posted by Fresh
The truth is, you WANT Bill to have raped her, so you believe it.
PDad

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Posts: 4,062
Reply with quote  #79 
Quote:
Originally Posted by EarlyGrayce
... But Sen. Patty Murray, D-Wash., asserted that Cruz’s amendment didn’t comply with a special budget reconciliation process the Senate is using for health care."

Yeah, the vote that failed last night was actually a procedural motion to waive that - they only got 43 of the 60 votes needed for it to pass.

Rand Paul's 2015-bill amendment got 45 votes, leaving 6 GOP senators to explain to their constituents why they voted differently than in 2015 - Murkowski (AK), Heller (NV), McCain (AZ), Portman (OH), Alexander (TN) and Capito (WV).
PDad

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Reply with quote  #80 
Sen Murray got a CBO score on the "skinny repeal" - 15-16M less insured and 20% increase in premiums. Pointless since that would never be the final bill passed by Congress. 

uwApoligist

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Reply with quote  #81 
Quote:
Originally Posted by PDad

Yeah, the vote that failed last night was actually a procedural motion to waive that - they only got 43 of the 60 votes needed for it to pass.

Rand Paul's 2015-bill amendment got 45 votes, leaving 6 GOP senators to explain to their constituents why they voted differently than in 2015 - Murkowski (AK), Heller (NV), McCain (AZ), Portman (OH), Alexander (TN) and Capito (WV).

Finally we get to know who they are.   Let's see which way things go in the midterms.  I find it very hard to believe that anyone, who is not a freeloader, likes the current healthcare system. 

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I'm more getting a sense that willie wynn is dewey is a F'n loser. 
Bama_CF

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Reply with quote  #82 
Quote:
Originally Posted by uwApoligist

Finally we get to know who they are.   Let's see which way things go in the midterms.  I find it very hard to believe that anyone, who is not a freeloader, likes the current healthcare system. 



If you are under the impression that the mid-terms are going to be anything other than massive losses for the GOP, that's hilarious.  And here is what the FoxNews poll says about whether people like the current healthcare system vs any of the GOP bills. 

31. Which better describes how you feel about Obamacare?
 
We should throw it out and start over 33%
We should keep it and make it better  60%
We should leave it alone 7% 

32. Thinking about the current health care debate, if you had to choose, would you rather see
 lawmakers: 
 
Make changes so that more people would have health insurance, even if it costs the government more money 63%

Make changes to reduce government spending, even if it means fewer people would have health insurance 27%

Don’t know 9%

3
3. If President Trump and the Republicans in Congress can’t agree about what to do on  Obamacare, do you think they should drop their current repeal and replace plans and start  over later, or should they reach out to Democrats and try to find a compromise?
 
Drop their current plan and  start over later 22%
Reach out to Democrats and try to find a compromise  74%
Don’tknow  4% 

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keepinitreal

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Reply with quote  #83 
Delete your account
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"I like to establish the parameters of my own thoughts and don't think I need a director."

"This is not debate class. And this is not about politeness. We're talking about the damn future of our country"

"It is not just simply yelling out a name and yelling down dissenters........................... and I'll defend your right to even insult me" 
TheNarrator

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Posts: 4,420
Reply with quote  #84 
We want documents you lying ballsack 
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Quote:
Originally Posted by Fresh
The truth is, you WANT Bill to have raped her, so you believe it.
mikec

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Reply with quote  #85 
Quote:
Originally Posted by Bama_CF



 
 
Make changes so that more people would have health insurance, even if it costs the government more money 63%  this is curiously worded.  the government has no money.  their source of funds is confiscation from the people.  So, this should say "even if costs YOU more money".  I suspect the result would be different if worded correctly.

 
 
Reach out to Democrats and try to find a compromise  74%  not possible.  Dems won't do anything - they have their law the way they like it, in spite of the fact that they used trickery to pass it.  Might as well ask folks if they'd that Leprechaun gold pot from the end of the rainbow. 
 
uwApoligist

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Reply with quote  #86 
Quote:
Originally Posted by Bama_CF



If you are under the impression that the mid-terms are going to be anything other than massive losses for the GOP, that's hilarious.  And here is what the FoxNews poll says about whether people like the current healthcare system vs any of the GOP bills. 

31. Which better describes how you feel about Obamacare?
 
We should throw it out and start over 33%
We should keep it and make it better  60%
We should leave it alone 7% 

32. Thinking about the current health care debate, if you had to choose, would you rather see
 lawmakers: 
 
Make changes so that more people would have health insurance, even if it costs the government more money 63%

Make changes to reduce government spending, even if it means fewer people would have health insurance 27%

Don’t know 9%

3
3. If President Trump and the Republicans in Congress can’t agree about what to do on  Obamacare, do you think they should drop their current repeal and replace plans and start  over later, or should they reach out to Democrats and try to find a compromise?
 
Drop their current plan and  start over later 22%
Reach out to Democrats and try to find a compromise  74%
Don’tknow  4% 

Your polls often seem to skip people that are busy at work.  What happens when they show up an vote?  Trump is your answer. 

Those same 63% would that vote for more spending on healthcare vote in the same poll to reduce their taxes.  The believe the government has magic pots of money laying around. 

You have built a system where working Americans, working extra jobs to keep their family afloat, cannot afford healthcare.   It is cheaper to be on the government dole.  Those systems always collapse.  Should be no surprise this one is collapsing as well.

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I'm more getting a sense that willie wynn is dewey is a F'n loser. 
woody

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Reply with quote  #87 
Bama, it's called Socialism. It's great until you run out of OPM to hand out to your constituents voting for a check in the mail.. Reference Venezuela, or Detroit for that matter.
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Rats flee from the sinking vessel. They traverse nimbly upon a rope, safely cleated to the dock, that is private enterprise. Socialism is dead, and tits up in the water. A bloated, death show, for rubberneckers of all classes to view.

"IT'S GOOD TO BE DA KING"
Bama_CF

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Posts: 2,388
Reply with quote  #88 
Quote:
Originally Posted by woody
Bama, it's called Socialism. It's great until you run out of OPM to hand out to your constituents voting for a check in the mail.. Reference Venezuela, or Detroit for that matter.



Actually, the "right" is a bunch of white people that believe they are the "real" Americans, they are the "working" americans, they pay for everything for ni ... I mean black and brown people, and most laughable, believe they are people of values and morals. LMAO.  

As much as I detest Trump because he is literally a piece of szhit, the people who sicken me to my core are his white supporters who believe they are better. Your every word drips with superiority. For no valid reason. 

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Bama_CF

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Reply with quote  #89 
Please, please, please GOP ... pass this pathetic, laughable skinny repeal bill that is supported by 15% of americans, and which will devastate many, many working class folks who voted for trump. Please pass it. It will be overwhelmingly the most pitiful piece of legislation in our nation's history. It will make all the nasty hatred and comments about Obamacare made by them and most of you look so foolish. 

This bill combined with the vast Trump scandals and failures will set the stage for ridding the USA of the disgusting conservative movement once and for all. The right ... frauds. Please go ahead and commit suicide tonight GOP senators. 

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uwApoligist

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Reply with quote  #90 
hahah.  Could not help yourself could you woody?  Whelp that is what you get, race baiting and nonsense.
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I'm more getting a sense that willie wynn is dewey is a F'n loser. 
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